Financing Options

Many buyers are not aware of the financing options available to them. 


North Point Realty prides itself in knowing about the best financing options available.  We take the time to get to know the buyer and educate them on what it takes to purchase a home.  The process as well as how much money is needed as well as where you may be able to obtain the needed money.


If you are a first time home buyer we can help you know what downpayment, rehab, or other programs may be available to assist you. There are programs that help with the down payment by providing assistance.  Some of these programs can be found in the Minnesota Housing Finance Agency (MHFA) or American Dream Programs.


Looking to live in a home and it needs rehab work.  We can help direct you to one of several options depending on the type and amount of work needed. 


Below are several links to non-profits and lenders that are available in the area:

Local Non-Profits- Help with providing: Downpayment Assist., Buyer Education, Rehab Money, Closing Costs:

One Roof Community Housing -



Local Lenders:

North Shore Mortgage- Apply Online  -

Email Loan Officer Chana Stocke   -

Offering loans for Conventional, FHA, VA, MHFA-1st time home buyer and step-up programs.


NBC Bank

Email Loan Officer Mary Costley-

Offering purchase rehab construction loans


Members Cooperative Credit Union-

Email Loan Officer Brad Neuharth-